A full-time CFO in Florida can cost over $190,000 per year. Little Financial’s fractional CFO support gives you that financial direction at a fraction of the cost: clear numbers, better decisions, and more control as the business grows.
With Little Financial’s fractional CFO service, you follow a clear, step-by-step process that gives you structure, visibility, and steady financial support, so you always know where your business stands and what comes next.
A real conversation about your business, your numbers, and what growth looks like for you over the next 12 to 24 months.
We review your books, cash flow, reporting, systems, and tax position to find where money is leaking and which jobs are quietly eating your profit.
A short, focused plan covering the priorities that move the needle first. No 40-page deck, just what to fix, stop, and put in place.
We clean up the accounting flow and reporting behind your numbers, so the data you make decisions on is finally accurate and on time.
Each month, we walk you through your P&L, cash position, and KPIs in plain language, so you leave knowing what changed and what needs your attention.
Before you make decisions around hiring, pricing, large jobs, equipment, financing, or tax timing, we help you understand the cash impact and trade-offs.
Budgets and forecasts built around where you want the business to go, so hiring and expansion feel like a decision, not a gamble.
We work as the fractional CFO for growing service and construction businesses, not just across Riverview and the greater Tampa Bay area but remotely across the U.S. We partner with owners who are past the early days and ready to make smarter calls on cash, hiring, and growth.
Your financials are built to stand up to outside review, whether that’s a lender, a partner, or a potential buyer down the road.
We install the reporting foundation first, so every number is one you can trust before anyone builds a complex dashboard on top of it.
We create and execute financial plans that connect directly to your pricing, hiring, and day-to-day decisions.
You get financial guidance and reporting built around how your company runs jobs, manages crews, and handles revenue cycles.
NPS score on customer satisfaction
Home service businesses supported (and counting)
A fractional CFO helps you plan, track, and improve your financial performance. You get support with cash flow, reporting, forecasting, and the bigger business decisions, without the cost of a full-time hire.
Usually when the owner has clean enough books to ask bigger questions but not enough financial clarity to answer them confidently. Common signs include cash flow stress, unclear margins, hiring decisions, pricing questions, expansion plans, debt decisions, or uncertainty around what the business can afford.
A bookkeeper records transactions and an accountant handles taxes and reports. A fractional CFO focuses on strategy, planning, and helping you make more informed financial decisions.
Yes, if you want more than clean books. A fractional CFO uses your numbers to guide pricing, hiring, and growth decisions.
Yes, with the right caveat. We can give early guidance based on the information available while we improve the financial foundation over time. The cleaner the books and reporting become, the more precise the CFO guidance becomes.
Yes. We can help you understand which jobs, customers, services, or locations are actually profitable, then evaluate pricing, labor costs, overhead, cash flow timing, and growth decisions.
Yes. Those are exactly the decisions fractional CFO work should support. We help you evaluate the cash impact, timing, risks, and trade-offs, so you’re not deciding on bank balance or gut feel alone.
Costs vary based on your business size and needs, but fractional CFO support typically costs far less than a full-time hire while still giving you high-level financial guidance.
Many clients see clearer cash visibility within the first 30 to 60 days. The 90-Day Roadmap is built to surface quick wins early.
Yes. Our focus stays on home service and trades businesses like HVAC, plumbing, roofing, electrical, and landscaping. If that’s what you do, reach out to talk through how fractional CFO support can help. We serve clients across the U.S.
Yes. Our other services include accounting, payroll, and tax support, so your whole financial system stays connected.
Yes. We serve clients across the U.S. We use cloud-based tools such as QuickBooks Online for accounting and FathomHQ for reporting, so fractional CFO support works wherever you’re located.
Schedule your free clarity call. We’ll review your current finances and goals and give you a clear next step based on your situation.